Commercial Business Loan - Avoiding Hidden Costs (30 Jan 2007) Commercial business loan, how do you avoid the hidden costs? As an entrepreneur, you may feel like the search for funding is never ending. Perhaps you are considering closing a loan in the near future. Beware that hidden loan costs often make a loan ...
Commercial Business Loan Tax Issues (30 Jan 2007) With so many legal terms in a commercial business loan to worry about, you may not have considered the tax implications of your loan. But it is important to know exactly how accepting a commercial business loan will affect your taxes so that you can plan...
Commercial Loans: How You Win Even If You Lose (13 Jan 2007) We all understand the basic OPM approach for investment property: Get some investors together, pool their money, buy a property together, and get a piece of the action for selecting and managing the p...
Commercial Loans: The Power of Permits (11 Jan 2007) I've had real incentive to consider this week's topic: How permits affect commercial loan underwriting. To be clear, "un-permitted" work on a property is work that was done without the loc...
Commercial Loans: There are Some New Sheriffs in Small Property Town! (13 Jan 2007) For loan amounts up to $1.5MM on commercial properties, we can get the Loan-to-Value (LTV) as high as 90% in some cases regardless of the property's cash flow. So even if the borrower made an ex...
Commercial Loans: How Mezzanine Debt Closes the Deal (11 Jan 2007) The Mezzanine mortgage lender uses the membership interests of the LLC as collateral for their loan instead of the property. Purchase accomplished! Mezzanine lenders also play an important role...
Commercial Real Estate - How to Ask Your Discovery Questions (14 Jan 2007) In order to make a successful commercial real estate investment you need to know the right questions to ask and the right way to ask them. Asking the right questions could help you avoid owning an un...
Commercial Real Estate Loan Myth Debunked! (20 Mar 2007) Here is the reality concerning commercial real estate from a lender's perspective: Commercial real estate is considered an investment, not a basic need, such as a roof over your head. You can not pu...
Commercial Real Estate: Asking the Right Questions (14 Jan 2007) There are many "insider" commercial real estate secrets. One of the most important secrets is knowing the right questions to ask when investigating a commercial property investment. Investing in rea...
Commercial Real Estate: Raising Equity (14 Jan 2007) Those researching the subject of commercial real estate investment are likely to encounter the term "OPM" on a regular basis. OPM is an acronym for "Other People's Money." The difficulties facing mo...
Commercial Real Estate: The Importance of Population Trends (14 Jan 2007) Property values decline, but local populations remain high. It is easy to see how population movement and population growth impact the housing market, since a higher population density increases the ...
Commercial Tanning Beds Vs. Sun Bathing: Which Method Is Safer? (23 Mar 2007) With a more health conscious society than ever, people are increasingly more concerned about their skin and the damages the sun and tanning beds can inflict upon it. The real question is this....which...
Commodity Trading Blunders I, PART 2 - My Early Days As A Novice Trader (06 Mar 2007) There is always "year one" for every commodity futures trader. I had mine and made every mistake a trader can make and more. Here's my story of how I stumbled into the lion's den, got gored a few times and even made some money. My hope is that beginners w...
Commodity Trading Blunders I, PART 3 - My Early Days As A Novice Trader (06 Mar 2007) There is always "year one" for every commodity futures trader. I had mine and made every mistake a trader can make and more. Here's my story of how I stumbled into the lion's den, got gored a few times and even made some money. My hope is that beginners w...
Commodity Trading Blunders I, PART 4 - My Early Days As A Novice Trader (06 Mar 2007) There is always "year one" for every commodity futures trader. I had mine and made every mistake a trader can make and more. Here's my story of how I stumbled into the lion's den, got gored a few times and even made some money. My hope is that beginners w...
Commodity Trading Blunders II, PART 1 - My Early Days As A Novice Trader (06 Mar 2007) If we are able to survive any new endeavor long enough, we sometimes discover what it takes to succeed. This certainly applies to commodity futures trading. Most of us cannot learn from others' mistakes. We need to commit errors ourselves to feel the pai...
Commodity Trading Blunders II, PART 2 - My Early Days As A Novice Trader (06 Mar 2007) If we are able to survive any new endeavor long enough, we sometimes discover what it takes to succeed. This certainly applies to commodity futures trading. Most of us cannot learn from others' mistakes. We need to commit errors ourselves to feel the pai...
Commodity Trading Blunders II, PART 3 - My Early Days As A Novice Trader (06 Mar 2007) If we are able to survive any new endeavor long enough, we sometimes discover what it takes to succeed. This certainly applies to commodity futures trading. Most of us cannot learn from others' mistakes. We need to commit errors ourselves to feel the pai...
Common Mistakes to Avoid on Your Tax Return (01 Mar 2007) Preparing your tax return is a task similar to mating with an elephant. It takes a long time, there is a lot of yelling and you usually have a headache by the end. All of this can lead to mistakes on your return. Most taxpayers set out to tell the who...
Complete Your FAFSA Early, Even Before You File Your Taxes (06 Mar 2007) Students can file their Free Application for Federal Student Aid (FAFSA) before their parents file their 2006 taxes by estimating the amount they believe they'll be claiming. According to NextStudent, the Phoenix-based premier education funding c...
